Simple, transparent pricing
Start free and explore the dashboard. Upgrade for live brokerage data, AI-powered stock stories, and the full family experience.
- ✓1 kid
- ✓Manually-tracked accounts
- ✓Live stock ticker
- ✓Custom avatar & color
- ✓Savings goals & projections
- ✓Device pairing — no login for kids
- ✓1 kid
- ✓1 connected account
- ✓Automatic account refreshes
- ✓AI stock stories & deep-dives
- ✓Portfolio history charts
- ✓Google Photos screensaver
- ✓Up to 4 kids
- ✓Up to 4 connected accounts
- ✓Everything in Starter
- ✓Up to 10 kids
- ✓Up to 10 connected accounts
- ✓Everything in Family
Need more than 10 kids or 10 accounts? Talk to us.
Full Feature Comparison
| Free | Starter $6.99/mo | Family $9.99/mo | Family Plus $14.99/mo | |
|---|---|---|---|---|
| Family Setup | ||||
Kids on the plan | 1 | 1 | 4 | 10 |
Connected accounts 529, Brokerage, IRA, 401(k), UTMA | — | 1 | Up to 4 | Up to 10 |
Automatic account refreshes | — | ✓ | ✓ | ✓ |
Manually-tracked accounts Type in symbol + share count for any broker | ✓ | ✓ | ✓ | ✓ |
| Portfolio Dashboard | ||||
Live stock ticker | ✓ | ✓ | ✓ | ✓ |
Before & after market prices Pre-market & after-hours | ✓ | ✓ | ✓ | ✓ |
Custom avatar & color | ✓ | ✓ | ✓ | ✓ |
Savings goals | ✓ | ✓ | ✓ | ✓ |
See your money grow Growth projection simulator | ✓ | ✓ | ✓ | ✓ |
What could you buy? Dream badges tied to projected value | ✓ | ✓ | ✓ | ✓ |
Portfolio history charts 24 months of daily snapshots | — | ✓ | ✓ | ✓ |
| Investment Insights | ||||
AI stock stories Kid-friendly company narratives | — | ✓ | ✓ | ✓ |
Deep dive on any stock Company profile, 52-week range, dividends, news, ETF holdings | — | ✓ | ✓ | ✓ |
AI-powered growth stories Claude narrates your kid's financial future | — | ✓ | ✓ | ✓ |
Penny — Your Money Mentor AI chat that answers any money question in kid-friendly language | — | ✓ | ✓ | ✓ |
| Experience | ||||
Device pairing No login required for kids | ✓ | ✓ | ✓ | ✓ |
Screensaver with clock MemoryBank branded animation | ✓ | ✓ | ✓ | ✓ |
Google Photos screensaver Cross-fade slideshow from your albums | — | ✓ | ✓ | ✓ |
Works on any screen Mobile, tablet, TV & desktop | ✓ | ✓ | ✓ | ✓ |
Frequently Asked Questions
Connect any investment account — 529s, Brokerage, IRA, Roth IRA, 401(k), UTMA, and more — from 12,000+ institutions including Fidelity, Vanguard, and E*TRADE. You can also add manually-tracked accounts with symbol + share counts for any broker.
All brokerage connections use read-only access. We can see your balances and positions, but we can never place trades, move money, or modify your accounts in any way.
MemoryBank works on any device with a web browser — iPhones, iPads, Android phones and tablets, laptops, desktops, and even smart TVs. The dashboard is fully responsive.
Yes. The Free plan gives you a fully working dashboard with manually-tracked accounts, live ticker, savings goals, growth projections, and device pairing. Upgrade when you're ready for live brokerage sync and AI features.
Yes — every paid plan saves you roughly two months when you pay annually. Starter drops from $83.88 to $69.90 per year, Family from $119.88 to $99.90, and Family Plus from $179.88 to $149.90.
You keep access until the end of your billing period, then your plan downgrades to Free. Your kids, manually-tracked accounts, and settings are preserved — you just lose live brokerage sync and paid features. You can re-subscribe anytime.
All brokerage tokens are encrypted at rest with AES-256. We never store account numbers or passwords. Connections can be revoked anytime from your dashboard. Sign-in is handled by Clerk (SOC 2), payments by Stripe (PCI-compliant).
Still have questions?
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